Utilising the tough Bedford chassis, the British Home Guard use their ingenuity to fight the enemy with the new Bedford OY SP 3-pdr.

The Bedford OY was a militarised version of the Bedford O series lorry capable of carrying three tonnes. A Hotchkiss 3-pdr naval gun mounted in the rear on a pedestal turned it into a self-propelled gun.
| Cost: | 52pts (inexperienced), 65pts (Regular) |
| Weapons: | One light howitzer firing into the rear arc. |
| Damage value: | 6+ (soft-skin). |

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